Island Claims›Maui›Kīhei & South Maui
Kīhei · Wailea · Mākena · Māʻalaea

Your Kīhei and South Maui public adjuster

Island Claims is a Maui-based, licensed public adjusting firm helping South Maui condo owners, homeowners, associations and businesses with water, storm and roof claims. A public adjuster works for you, not the insurance company. We read your policy, document the damage and explain your options in plain English.

Book a complimentary claim reviewCall (808) 808-3778
License #11127106Maui-based, every islandPhone or video appointmentsNot a law firm
What we handle

South Maui claims we help with

Condo water damage

Leaks from the unit above, building pipes, AC lines and water heaters.

Condo water damage: HO-6 vs. AOAO

Association (AOAO) claims

Master policy claims for buildings, roofs and common areas.

Condo, HOA & business claims

Storm and roof damage

Wind damage to roofs, lanai and windows, and the water that follows.

Hurricane damage claim help

Mold after a leak

Humidity and salt air make fast work of hidden moisture.

When is mold covered?

Vacation rentals

Owner-managed and rental units, including lost rental income after a covered loss.

Business interruption claims

Underpaid claims

Drying, removal and rebuild work left off the estimate.

Denied or underpaid claim help
Why it matters

South Maui is condo country

Much of Kīhei and Wailea is condos, so many claims start with one question: is this the association’s claim, mine, or both? The answer depends on where the damage started, the association’s governing documents and two different policies.

Salt air, sun and humidity also wear on roofs, windows and plumbing. Insurers may call damage wear and tear when a storm or a sudden leak was the real cause, so documentation matters.

Page photo: Wailea coastline, South Maui. Photo: Jad Limcaco, via Unsplash.

Where we help

Kīhei & South Maui neighborhoods

North and central Kīhei

Kīhei, Maui Meadows, Kamaole

Condos, townhomes and single-family homes, many near gulches that can carry runoff in heavy rain.

Wailea and Mākena

Wailea, Mākena

Resort condos, villas and larger homes with association master policies and high-value interiors.

Māʻalaea

Māʻalaea

Oceanfront condos exposed to strong trade winds, salt spray and wind-driven rain.

KīheiKamaoleMaui MeadowsWaileaMākenaMāʻalaea
Lahaina & West MauiKahului & WailukuUpcountry MauiMaui public adjuster
Claim help by type

Common claims we handle

Hurricane and wind damage

Roofs, wind-driven rain and hurricane deductibles.

Hurricane damage claims

Water damage and mold

Leaks, condo water damage and mold after a covered loss.

Water damage claims

Fire and smoke damage

Structure fires, wildfire, smoke and ash, and living expenses.

Fire & smoke claims

Denied or underpaid claims

A second look at the denial, the policy and the estimate.

Denied claim help
How it works

Three steps, no pressure

  1. Book a reviewPick a time that works for you, by phone or video.
  2. We look at your policy and damageSend photos and your policy. We explain what is covered, what may be missing and what to document next.
  3. You decideHire us, handle the claim yourself, or ask an attorney. We cannot promise a result or a payment amount.
Already have an adjuster?If a public adjuster is already handling your claim, please stay in touch with them directly.
Common questions

Kīhei & South Maui FAQs

Yes. Condo claims are some of the most common we see in South Maui. We help unit owners with HO-6 claims and associations with master policy claims, and we explain where one ends and the other begins.
Often you start with your own HO-6 policy and notify the association and the other owner, but the answer depends on the source of the water and your association documents. We can review the details with you.
Often, yes. Ask for the decision in writing, with the policy language it relies on, and document when and how the damage appeared. A storm or sudden leak can cause damage that looks like wear at first glance.
Yes. We work with boards and managers on building, roof and common-area claims under the master policy.
A public adjuster works for you, the policyholder, not the insurance company. We read your policy, document the damage, prepare the claim and handle the back-and-forth with your insurer. Your insurer’s adjuster works for the insurer.
You tell us what happened and send whatever you have: photos, your policy, letters or estimates from the insurer. We explain what we see, what may be missing and what to document next. If we can help, we explain in writing how we are paid before you sign anything. If you do not need us, we say so.
Sources and updates
Ready when you are

Do not face your insurance company alone.

A complimentary review shows you where your claim stands.

Book a complimentary claim review

Call (808) 808-3778 · aloha@island.claims