Island Claims›Maui›Kahului & Wailuku
Kahului · Wailuku · Waikapū · Waiehu

Your Kahului and Wailuku public adjuster

Island Claims is a Maui-based, licensed public adjusting firm helping Central Maui homeowners and businesses with wind, roof, water and commercial property claims. A public adjuster works for you, not the insurance company. We read your policy, document the damage and explain your options in plain English.

Book a complimentary claim reviewCall (808) 808-3778
License #11127106Maui-based, every islandPhone or video appointmentsNot a law firm
What we handle

Central Maui claims we help with

Wind and roof damage

Central Maui’s strong winds can lift roofing, damage lanai covers and topple trees.

Hurricane & wind claim help

Older homes

Plantation-era and single-wall homes, where water spreads quickly and repairs need care.

Why water claims get underpaid

Flooding and runoff

Heavy rain, stream flooding and runoff. How the water got in decides which policy may pay.

Flood or wind? Which policy pays

Businesses and warehouses

Shops, offices and warehouses, including business income while you are closed.

Business interruption claims

Water damage and mold

Plumbing leaks, water heaters and AC lines.

Water damage claim help

Denied or underpaid claims

A denial or a low first payment is often a starting point.

Denied claim help
Why it matters

Central Maui homes and businesses have their own risks

Wind funnels across Central Maui between the West Maui mountains and Haleakalā, and Kahului and Wailuku feel it. Many neighborhoods also have older homes, where wind and water damage spread in ways a quick inspection can miss.

Kahului is also Maui’s commercial hub, with the island’s main harbor, its airport and much of its retail and warehouse space. Business claims need building, inventory and income losses documented together.

Page photo: ʻĪao Valley, Wailuku. Photo: Luca Bravo, via Unsplash.

Where we help

Kahului & Wailuku neighborhoods

Kahului

Kahului, Puʻunēnē

Homes, shopping centers, warehouses and businesses near the harbor and airport.

Wailuku

Wailuku, Wailuku Heights, ʻĪao

Older neighborhoods, historic buildings and homes near ʻĪao Stream.

Waikapū and Waiehu

Waikapū, Waiehu, Waiheʻe

Newer subdivisions and rural homes on the slopes, open to strong winds.

KahuluiPuʻunēnēWailukuWailuku HeightsWaikapūWaiehuWaiheʻe
Lahaina & West MauiKīhei & South MauiUpcountry MauiMaui public adjuster
Claim help by type

Common claims we handle

Hurricane and wind damage

Roofs, wind-driven rain and hurricane deductibles.

Hurricane damage claims

Water damage and mold

Leaks, condo water damage and mold after a covered loss.

Water damage claims

Fire and smoke damage

Structure fires, wildfire, smoke and ash, and living expenses.

Fire & smoke claims

Denied or underpaid claims

A second look at the denial, the policy and the estimate.

Denied claim help
How it works

Three steps, no pressure

  1. Book a reviewPick a time that works for you, by phone or video.
  2. We look at your policy and damageSend photos and your policy. We explain what is covered, what may be missing and what to document next.
  3. You decideHire us, handle the claim yourself, or ask an attorney. We cannot promise a result or a payment amount.
Already have an adjuster?If a public adjuster is already handling your claim, please stay in touch with them directly.
Common questions

Kahului & Wailuku FAQs

Yes. Island Claims is based on Maui and helps property owners across Central Maui. We start with a complimentary review by phone or video, and schedule an on-site inspection when your claim needs one.
Wind damage is often covered under homeowners and commercial policies whether or not a hurricane was declared. A hurricane deductible usually applies only when the policy’s hurricane conditions are met.
Yes. We help shops, offices, warehouses and rentals with building damage, inventory and business income claims.
It depends on how the water got in. Rain through a damaged roof is often treated differently from rising water or runoff, which usually needs a flood policy.
A public adjuster works for you, the policyholder, not the insurance company. We read your policy, document the damage, prepare the claim and handle the back-and-forth with your insurer. Your insurer’s adjuster works for the insurer.
No. A public adjuster handles the insurance claim itself: the policy, the damage and the paperwork. An attorney gives legal advice and can take legal action. Island Claims is a public adjusting firm, not a law firm. If your claim may need legal action, a licensed Hawaiʻi attorney is the right person to ask.
Sources and updates
Ready when you are

Do not face your insurance company alone.

A complimentary review shows you where your claim stands.

Book a complimentary claim review

Call (808) 808-3778 · aloha@island.claims