Hurricane Nolo · Sept 26–27, 2026

Nolo Missed the Islands.
Its Winds and Water Didn’t.

Hurricane Nolo’s center passed well south of Hawaiʻi, but NWS-listed gusts reached 88 mph near Olowalu, about 10,000 West Maui customers were still without power Sunday night, and Kaʻū flooded again in communities still recovering from Lala. Your property does not need to be destroyed for Nolo to have caused a legitimate loss. Island Claims is Hawaiʻi’s licensed public adjusting firm — we represent property owners only, never insurance companies.

Peak Listed Gust
88 mph
Olowalu station, West Maui · 74 mph Ukumehame Gulch · 66 mph Launiupoko (NWS point observations; conditions vary by property)
West Maui Power
~10,000 Out
Customers still without power Sunday night; Lahaina to Kapalua lost power early Sunday. Spoilage & business losses may matter
Kaʻū Flooding
Hwy 11 Closed
Waiʻōhinu & Nāʻālehu–Pāhala closures Saturday night; mud and debris on roads, homes and buildings in Waiʻōhinu
Damage Count
Developing
No verified statewide count of damaged homes yet — we won’t guess. What matters is what changed at your property

Storm facts from official and local reporting through late Sunday, September 27, 2026 HST (NWS Honolulu, Hawaiian Electric, Hawaiʻi County, Hawaiʻi DOE). Full details, sources and inspection checklists: Hurricane Nolo Property Damage & Claim Guide. Hero: Nolo on Sept. 27 with West Maui and Kaʻū marked (NOAA GOES-West).

Complimentary Nolo Property & Claim Review

Not sure whether Nolo damaged your property? Tell us what happened — our licensed Hawaiʻi team reviews every submission.

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Our team will review what Nolo did to your property, and the licensed PA best suited to your loss will reach out to schedule a call and walk through your next steps.

ISLAND CLAIMS · WE’VE GOT YOU

NWS-listed gusts · West Maui · Sept 26–27
88mph · Olowalu
74mph · Ukumehame Gulch
66mph · Launiupoko

Point observations from NWS Honolulu (6:03 a.m. HST, Sept. 27); NWS notes not all listed data are official. Actual wind at any property varies with terrain, elevation and exposure.

Why Nolo Claims Get Missed

Three Things Nolo Owners Get Wrong. We Help With All Three.

Nolo wasn’t a direct hit, so many owners assume there’s nothing to claim. Sometimes that’s true. Often it isn’t — and the evidence disappears with the cleanup.

1 · “The roof looks fine.”

Wind uplift can break shingle seals, shift tile, unseat ridge caps and loosen flashing while everything still looks present from the street. Those openings leak weeks later, when it’s harder to tie them to the storm. Inspect now — from the ground, or with a qualified inspector or drone. Never climb a wet roof.

A storm-damaged home with a collapsed carport in the Kaʻū District of Hawaiʻi Island after Hurricane Lala, August 2026 — parts of Kaʻū were reflooded by Hurricane Nolo in September
Kaʻū, Hawaiʻi Island · Lala damage, Aug. 2026 · Nolo reflooded parts of Kaʻū Sept. 26. Hawaiʻi Army National Guard

2 · “It’s all Lala damage anyway.”

In Kaʻū, Nolo sent new water and mud through properties still recovering from Lala. Two storms means two dates of loss. Keep your Lala records and document what changed after Nolo — accurately. We never guess which storm did what; we investigate cause, date and mechanism.

3 · “Water damage is water damage.”

Surface flooding, rain through a wind-created opening, wind-driven rain and runoff can be treated very differently — and many Hawaiʻi owners have a homeowners, hurricane and flood policy. Where and how the water got in decides which policy may respond.

What it costs$0 upfront, ever. Your review is Complimentary. If we take your claim, our fee is a percentage of the recovery — stated in writing before any work begins. No recovery, no fee. Hawaii Public Adjuster License #553921.
Nolo Claim Questions

Answers Before You Sign Anything

Yes. Wind uplift can break shingle seals, crease tabs, loosen fasteners, shift tile, unseat ridge caps and loosen flashing while the roof still looks complete from the street. NWS-listed gusts reached 88 mph at an Olowalu station, 74 mph at Ukumehame Gulch and 66 mph at Launiupoko, so exposed West Maui owners have good reason to look closer. Please do not climb on the roof — a qualified inspection or drone documentation is the safe way to check.
Lala (August) and Nolo (September 26–27) are separate events with separate dates of loss. Keep your Lala photos, estimates, invoices and proof of repairs, and document what changed after Nolo. We investigate cause, date, mechanism, policy, prior condition and repairs so each occurrence is presented accurately — never guessed.
It depends on where the water came from and how it got in. Surface flooding, rain through a wind-created opening, wind-driven rain without an obvious opening, and runoff or drain backup can all be treated differently, and many Hawaiʻi owners have more than one policy (homeowners, hurricane, flood). Coverage depends on the exact wording and endorsements in force, which is exactly what a Complimentary review looks at.
Possibly, but not automatically. Some commercial policies include business income, extra expense, civil authority, ingress/egress, utility service interruption or spoilage coverage, each with its own triggers, waiting periods and limits. An outage or closure alone does not establish coverage. Keep outage records, closure notices, sales records and receipts, and have the wording reviewed.
Policies require prompt notice of a loss, and specific deadlines vary by policy — for proof of loss, supplements and disputes. Hidden damage can also surface weeks later. Report promptly, document thoroughly, and get your policy’s deadlines identified early. We do that in every Complimentary review.
Official Nolo Help

Free Programs & Updates You Can Use Right Now

Hawaii National Guard high-water vehicles in heavy Hurricane Nolo rain at Keaukaha Military Reservation, Hilo, Hawaiʻi Island, September 27, 2026
Hilo, Hawaiʻi Island · Sept. 27 · Guard on standby in Nolo’s rain. U.S. Army National Guard
Insurance claim questions & complaintsHawaii Insurance Division — state regulator, free help for policyholders
Maui County updatesMaui Emergency Management Agency — roads, fire, shelters
Hawaiʻi County Civil DefenseKaʻū road status, shelters and damage reporting
Power outages & restorationHawaiian Electric outage map and PSPS notices
Emotional support, 24/7Hawaii CARES · free, confidential · disaster distress line 1-800-985-5990

These programs are free and separate from your insurance claim — use them. None of them replaces what your policy may owe you for your property.

Helpful Resources

Whether You Hire Us or Not